As the holiday season unfolds, there's nothing quite like the joy of exchanging gifts with loved ones. Each present, whether a sparkling piece of jewelry or a high-tech gadget, carries sentimental value and excitement. However, amidst the flurry of festive activities, the need to safeguard these treasures can be easily overlooked.

Keep Receipts and Appraisals

 

Documentation is vital when it comes to insurance claims. Ensuring that you have detailed receipts and appraisals can make all the difference if you need to file a claim. Store these documents safely, either digitally or in physical form, to ensure they're easily accessible when needed.

Update Your Coverage

 

Adding a personal articles policy or endorsement for high-value items can protect those precious holiday gifts. Whether it’s a new piece of equipment or an inherited heirloom, consider updating your coverage to reflect their true worth.

Act Quickly

 

Time is of the essence. Many insurance policies require that new valuables be added within a specific timeframe. Make sure you act promptly to add any newly purchased or gifted items to your policy to avoid missing out on coverage.

Rest assured, protecting your holiday valuables is straightforward when you take proactive steps. We encourage you to review your insurance policies now to prevent any headaches in the future. Reach out to your insurance provider today to confirm or update your coverage before the new year arrives.